More homes sold with Higher Values in New Haven County

In New Haven County Connecticut, 658 homes sold in October 2017, compared to 650 during the same month in 2016, an increase of 1 percent. The median (not average) home price was $220,300, vs. $217,475 in October 2016, according The Warren Group, a Boston publisher.

To learn about what is happening in your neighborhood or feature specific market, give David Carr a call at 203-877-2704 x 400826 . Here for you when the time is right since 1996, the foundation of your success in real estate.  

#HomeOwnershipBuildsWealth

#HomeOwnershipBuildsWealth

The family home is a real estate, not an ATM from which to withdraw equity. A HELOC  is not an investment strategy any more than paying full boat for life insurance and borrowing your cash back at the current rate. A good investment is paying off a substantial debt so you can free up cash flow for future investments.

One additional principal only (not escrow or PMI) payment each year will reduce your 30 year mortgage to about 23 years (saving up to $56,000 at 6.5%). Two additional principle only  payments will drop your 30-year mortgage to about 17 years, while making twelve extra principle payments will allow you to pay off a 30 year mortgage in 10 years! Your lender likes you to pay mostly interest on the whole loan at the beginning, not equally through the term because of how your ratios are amortized, so the wise person adds an extra principle payment or two per year to reduce the loan term.  PMI and interest payments may be changed by your lender, however the wise borrower uses their freedom to make prepayments, since debtors pay interest on what they owe every month.  

While home improvement contractors and town assessors like you to make big investments in renovations, your wise financial planning self likes debt resolution and income creation through designated asset allocation. Perceived benefits of debt with a low (<5%) mortgage rate are: 1) the fact money gets easier to earn in the future due to inflation, 2)the interest expenses tax write off may be valuable, and c), you might more money investing those 2 payments a year somewhere else.

I have learned a lot since 1996 as a licensed real estate agent in Connecticut, and enjoy discussing options of wise planning, when buying, selling or investing real estates. As a Connecticut Fidicuary REALTOR since 1996 I advise you to complete due diligence with your fiduciary accountant or financial planner as well. ©David Carr 11.3.17 All Rights Reserved 203-877-2704 x 400826

New-Haven-Hartford-Springfield-commuter-train-coming-soon

CT Rail New Haven Hartford Line Proposed Fares for Rail Service Announced

CT Rail New Haven Hartford Line Proposed Fares Announced

On Monday, October 23, 2017, the Connecticut Department of Transportation (CTDOT)  announced a 35-day comment period on the New Haven to Hartford, Hartford to Springfield Train Line. The CTDOT is providing a variety of ways to submit comments on the proposed fares ($6.25 from New Haven to Springfield with senior/disabled discounts).

Look at the stops along the corridor here.

Both CTrail - Line and Amtrak trains will serve the 6-17 roundtrips along the New Haven-Hartford corridor, and up to seven from Hartford to Springfield. The SAFE Analysis and proposed fares do not apply to Amtrak service on this  81 minute train trip that will travel up to 110 mph.

New Haven continues to gain traction as a regional hub of economic and transportation resources, making now a good time to become and expert in your market.  David Carr, Licensed REALTOR since 1996. The foundation of your success in real estate, here when the time is right for you.

The best financing options may be overlooked......

When you are getting ready to buy a home and deciding what your monthly payment will be, the best financing options may be overlooked in the excitement of touring homes and neighborhoods.

The Connecticut Housing Finance Authority provides some of the most competitive home ownership opportunities in the state for individuals who make less than $89,000 per year and want to buy homes under $281,000. In target cities like New Haven, house prices and incomes go up, as in Fairfield County

As your exclusive Fiduciary Buyer Representative, I will help you understand options that will save you money every day.

Remember, if you spend $4000 extra on origination fees of a thirty year 4% fixed rate mortgage, you will pay around $160 extra interest per year to borrow those higher fees. Multiply that by 10 or twenty years, and you see how much the right decisions are worth.

Saving a half, or a whole percent can change your costs on a $200,000 mortgage $500-$1000 per year, enough to make extra principle prepayments, or have some extra cash on hand for steak and lobsters.

If you skip the lobster and steaks, choosing an extra principle (no extra interest) payment per year, you can pay your 30 year mortgage down in about 23 years. Make two extra principle payments per year and pay off in about 17 years. If you double your principle only payments you can pay off a 30 year mortgage in about 10 years! You have to decide if that cash is best invested paying off this debt, investing in a higher yield investment, or just having more steak and lobster parties.

Since 1996 I have maintained my commitment to helping my clients build wealth with the leveraged power of home ownership, delivering “the Foundation of Your Success in Real Estate” since 1996

Sincerely,

David Carr       Berkshire Hathaway Home Services New England

203-877-2704 Extension 400826                          “On the Green” in Milford Connecticut

CT now ranked 32 in 2016, moving up 7 in national Economic Indexes

10/4/17 (CT) Connecticut ranked 32nd out of the 50 states and the District of Columbia (DC) in the State Economic Indexes (SEI) in 2016, moving up from the 39th position in 2015. In fact, last year's overall economic performance was the best in terms of the ranking in six years. Colorado, once again, ranked first in the nation with the highest index last year (145.3), while Wyoming came in last (102.6). Our state's index of 120.5 was close, but below the nationwide median value of 124.5.

SOURCE
https://www1.ctdol.state.ct.us/lmi/digest/pdfs/cedoct17.pdf

Connecticut real estate remains under valued,  with lower taxes than New York and New Jersey, supported by excellent quality of life factors. Since 1996 REALTOR David Carr, M.A.  has guided buyers and sellers of real property through the course of transaction management, providing patience, active listening,  expertise, perspective, comparable market analysis as a licensed fiduciary agent. Enjoy the less than two hours Metro North ride to Grand Central Station when you move to my shoreline neighborhood.

Buyers may qualify for 105% financing on owner occupied properties up to $676,000 in targeted areas of Connecticut with buyer income up to $153,000, paying as little as 3.25% for a 30 year fixed mortgage.    Now is a good time to call 203-877-2704 ext 400826, or find me online as David Carr Connecticut Real Estate

Connecticut 4th Best State for Teachers to Work

9/27/17 (CT) - Connecticut placed in the top four when WalletHub’s analysts compared the 50 states and the District of Columbia based on 21 key indicators of teacher-friendliness. Our data set ranges from teachers’ income growth potential to pupil-teacher ratio to teacher safety. Read on for our findings, expert insight from a panel of researchers and a full description of our methodology.

Connecticut continues to place high in quality of life rankings, which is why people see the value of living here. Climate, recreation, health, access to so much within 150 miles, and a beautiful shoreline served by Metro North Commuter Rail, placing Grand Central Station less than 2 hours from New Haven.

Learn why you might find value living in the state of steady habits when you team with David Carr, your licensed real estate fiduciary since 1996.  Call 203-877-2704 Extension 800426 to have a conversation, or find me online as David Carr Connecticut Real estate  

#Connecticut 4th Best State for Teachers to Work
#David Carr Realtor Since 1996

Increasing Advertisements for Home Equity Loans

 9/14/17 (CT) Over the past couple months I have noticed an increase in advertisements for Home Equity Loans and refinancing n Southern Connecticut. This may be indicative of increased confidence in appraised property values by lenders and investors.

While one can not say for certain what the future holds, since 2012 the Carr Value Shelf  has maintained a position that the base FHFA-HPI index of 173-178 is a unique indicator of value to Connecticut, locally, and in relation to broader national markets. Connecticut trails the nation in house price value  recovery, and is  rated "undervalued"  in September 2017 by Core Logic (a data analytic company).

Regarding home equity loans, I do not endorse using your real estate equity as a CAM (cash access method).  If you have equity in your home consider investing in property that will provide income and tax advantages over time. The person, family or organization  who operates within their means and invests 10% of their income will be rewarded with future financial security.

People who have debt must invest an additional 10% of their income in debt retirement to avoid the ling term consequences of interest payment servitude. This means a person who makes $60,000 gross, taking home $48,000 after taxes should strongly seek to do  *whatever it takes*  to invest $4800/year in their future, and $4800/year in resolving  debt to assure a secure financial future.

Let me help you by offering this plan for financial independence now, so you can live a better life in five years

Fannie Mae (Conventional Loans) is increasing their max debt to income ratio

8/1/17(CT)  Fannie Mae (Conventional Loans) is increasing their max debt to income ratio from 45% to 50%.   This is actually going to be a huge deal.   For a couple making 80K in total income this would allow $333 in extra monthly debt payments.   That actually translates to about 60K in additional purchasing power for that couple.   And the more a person makes in income the more their purchasing power would increase. 

FHA still goes to approx. 55% in debt ratio but this move will definitely enhance the conventional side including the conventional CHFA program.

Below is a link to an article that explains the change.

http://www.realtor.com/news/real-estate-news/easier-to-get-a-mortgage/

When you are thinking about Southern Connecticut Real Estate, be an expert I your market b emloyin David  Carr as your exclusive fiduciary buyer's agent or marketing partner. Since 1996 I am proud to be the foundation of your success in real estate

Call me at my office 203-877-2704  x 400826 (Direct to my cell)

"On the Green" in Milford CT

Good To Know!

2Q2017 showed another quarter of solid strength in New Haven Milford Metro Connecticut All Transactions HPI rising to 179.57

8-22-2017 (CT) The Greater New Haven Milford Connecticut Metro area continued to maintain stability since 2012 (despite two quarters of correction when the index dropped 0.02 in 3Q2016 and 0.54 in 4Q2016) to post another positive report.

2Q2017 showed another quarter of solid strength in New Haven Milford Metro All Transactions HPI rising to 179.57, a 1.13-point 90-day gain, 2.52 higher than the 2012 creation of the Carr Value Shelf, when the 1Q2012 Value was 177.05.  Connecticut REALTORS reported a statewide increase in median values ending June 2017 following previous months of increased transactions with no price appreciation.

The Carr Value Shelf has been defined since 2014 as the FHFA-HPI range of value between 173 and 178. The Milford New Haven Metro broke out of The Carr Value Shelf lower range once in 1Q2014 for one quarter, and out of the upper range three times, 3Q2016 at 179.1, 4Q2016 at 179.08, and 2Q2017 at 179.57

In 2012, I first identified the beginning of this buyers’ market on my face book pages, yet lacked the statistical credibility to support my observation, which led to the creation of the Carr Value Shelf in 2014. My goal was not be another REALTOR crowing “now is the time to buy” because it would be good for my industry.  My commitment is to identify conditions favorable to people who want to access the leveraged power of real estate ownership, with it’s associated tax and investment advantages.

In a May 22 2017 commentary about “Highest and Lowest Risk US Housing Markets” (by CoreLogic, a data and analytics company), Hartford and New Haven Milford presented the two lowest (0.30% & 3.5% respectively) HPI growth since January 2012. Of the 257 metros both Hartford and New Haven placed in the 35^th (of 100 rank) for flip rankings (93 & 97 respectively). New Haven/Milford ranked better than Hartford and Bridgeport/Stamford/Norwalk in the fraud rankings. The data indicates lower than median risk couple with 11-12% rent growth since 2012. This may be indicator of a more a secure market than other metros in the United States, despite Connecticut’s financial struggles, which seem to be priced into vales at this time. When we look at house prices and taxes in New Jersey, Long island and New York City, property in Connecticut is a comparable regional bargain.

Other indicators of undervaluation can be found in the FHFA Metro Area House Price All Transaction Residential Indexes, New Haven Milford was rated in the bottom 7% for overall appreciation (240 of 257) ending 2017Q1. For only 2017Q1, New Haven-Milford lost 0.47 point to place 201 of 257. One-year appreciation for the area was +0.68, very close to the five years, 0.60-point increase since 2012, indicating a possible shelf of value comparable to 1991-1997, Since 1991 the index has increased 58.71.    

Homeownership was never supposed to be a cash out vehicle. Home ownership is protected on many levels, as long as the owners don’t agree to liens. A person buying in 1997 would have seen their estate appreciate almost 100% through 2017 if they did not assume cash out encumberences. Home ownership (not mortgages) free people from rent payments, allows their cost of living to go down or be stabilized, provides tax benefits, and can provide for end of life financial and life place security

My comparable observation is that stability over the past 5 years is a positive economic indicator for the region.  Inventory of property sold in this period has maintained a base value despite statewide economic issues caused be years of debt loading by state government which began in the early 1990’s. This financial situation now appears to be fully disclosed and priced into values, leaving Connecticut a better life place choice than New York or New Jersey, with regional rail and quality of life assets that will support further growth of real estate values over time. Evolution in workplace structure allows more people to consider a two hour rail commute an acceptable choice when supplemented with wireless technologies for productivity or entertainment.  Changes in climate have created new opportunities for grape and hop cultivation.  New York and New Jersey real estate values and tax burdens make my Greater New Haven – Milford shoreline market a comparable bargain, and may suggest that Eastern Connecticut will be the New Hamptons.

Since 1996 I, David Carr, have established licensed fiduciary relationships with buyers and sellers of real property in Connecticut. My goal is to provide exceptional needs assessment, value identification, transparent transaction management, and comparable market analysis. My experience, care for my clients, and team at Berkshire Hathaway Home Services New England (“On the Green” in Milford, CT.) add value to the quality of service I provide. For more information to schedule an appointment call 203-877-2704 x400826. You may find me online at ahomeforme.com.

All-Transactions Indexes (Estimated using Sales Prices and Appraisal Data) Aug 22, 2017

"New Haven-Milford, CT"        35300   2012    1       177.05  -1.18

"New Haven-Milford, CT"        35300   2012    2       174.8   -1.18

"New Haven-Milford, CT"        35300   2012    3       174.89  -1.17

"New Haven-Milford, CT"        35300   2012    4       175.25  -1.17

"New Haven-Milford, CT"        35300   2013    1       175.21  -1.19

"New Haven-Milford, CT"        35300   2013    2       174.89  -1.19

"New Haven-Milford, CT"        35300   2013    3       174.82  -1.23

"New Haven-Milford, CT"        35300   2013    4       173.39  -1.31

"New Haven-Milford, CT"        35300   2014    1       171.92  -1.35

"New Haven-Milford, CT"        35300   2014    2       172.38  -1.31

"New Haven-Milford, CT"        35300   2014    3       173.07  -1.29

"New Haven-Milford, CT"        35300   2014    4       173.83  -1.29

"New Haven-Milford, CT"        35300   2015    1       176.37  -1.32

"New Haven-Milford, CT"        35300   2015    2       176.73  -1.34

"New Haven-Milford, CT"        35300   2015    3       176.03  -1.36

"New Haven-Milford, CT"        35300   2015    4       176.91  -1.41

"New Haven-Milford, CT"        35300   2016    1       176.29  -1.43

"New Haven-Milford, CT"        35300   2016    2       178.04  -1.4

"New Haven-Milford, CT"        35300   2016    3       179.1   -1.35

"New Haven-Milford, CT"        35300   2016    4       179.08  -1.39

"New Haven-Milford, CT"        35300   2017    1       178.44  -1.6

"New Haven-Milford, CT"        35300   2017    2       179.57  -1.58

New Haven Connecticut Property Values Poised to Rise

 As the two hour commute becomes more acceptable when interspersed with wireless commuting, more people will recognize the value of living along the Metro North New Haven Commuter Line.

When it's time to become an expert in Southern Connecticut,  David Carr, MA; PSCS. is the person  your licensed fiduciary agent (since 1996).

Read the  7/24/2017 New York Times article here:


https://www.nytimes.com/2017/07/21/realestate/extreme-commuting.html?

June 30 Mortgage Minute

It remains a great time to buy or refinance…..It may be time to get off the fence.

Rates in general are still low and extremely competitive right now,  subject to individual FICO scores, Loan to value, and  Debt to Income Ratios

Conv 30 Year Fixed (5% Down) =   4.0%

Conv 15 Year Fixed (5% Down) =   3.375%

FHA 30 Year Fixed (3.5% Down) = 3.75%

USDA 30 Year Fixed (0% Down) = 3.50%

CHFA Conv (1 point) = 3.25%

CHFA Conv (0 Points) = 3.625%

Whatever you decisions are, let me help you gather in information you need to plot the right course in real estate, no matter what the tide.

David Carr, MA

Berkshire Hathaway Home Services New England

The Second Largest Real estate team in the Nation, 

The Leader in service, internet marketing and attention to detail 

"On the Green" in Milford CT

May 2017 New Engalnd Mortgage Moments

          The share of mortgages for home purchases increased in April 2017 according to the latest report from mortgage origination partner Ellie Mae.

 

         The average FICO score for closed first position loans was 720 with LTV of 80% (20% down payment). Mortgage DTI was 25% of 39% total debt. Purchases made up 65%, with refis down to 35% from last year when purchases were 59% of new mortgages & refs were 40%. The average 30-year mortgage rate was 4.41% in April, up from 4.39% in March while Adjustable Rate Mortgages represented the highest level since November 2014. Loan choice remains the same from last year with Conventional loans being about 63% of new mortgages, FHAs about 23% and VAs about 10%,  

 

         As your fiduciary agent I will help you discern property inventory data, amenities and style to make the best decision about your property selection and value. Your loan officer will help you complete the application to deliver the terms the lender has agreed on. You may find different terms and costs from different lenders, particulars I and your loan officer can help you understand. Paying additional principal will shorten your loan and save money,  Borrowing to pay additional costs will cost you more in interest every year, so be sure you amortize your terms

 

       Since 1996 I have been the foundation of your success in real estate, showing you the way home, with integrity and dedication to excellence in real estate agency. Sincerely, David Carr, 

Connecticut Ranked #4 in 2017 USA Education, Economic, Civic Opportunity

CT Ranked #4 in  2017 USA Education, Economic, Civic Opportunity

05/11/2017 ·

Including Connecticut, ranked #4 nationally, the New England states grabbed five of the top 10 slots in the Opportunity Index, an analysis of “how opportunities measure up” in communities across the country.  The Opportunity Index is an annual composite measure at the state and county levels of economic, educational and civic factors that expand opportunity.


In the Education component of the Opportunity Index, Connecticut ranked second.  The state ranked sixth in the Community aspect of the index, but 20^th in the Economy scorecard.  The Economy rankings included data on jobs, wages, poverty, inequality, access to banking, affordable housing and internet access.
Connecticut’s overall score was 62.8, compared with the national average of 54.0.  Among Connecticut’s eight counties, the best overall opportunities are in Middlesex County, which earned a 63.1 score.  Next were Tolland County, 62.3; Fairfield County,62.1; Litchfield County, 60.6; Hartford County 59.5; New Haven County, 56.8; New London County, 54.3; and Windham County 51.2.

 The data, according to Opportunity Nation , comes from the U.S. Census Bureau, the Bureau of Labor and Statistics, the Federal Communications Commission, the National Center for Education Statistics, the Center for Disease Control and Prevention and the U.S. Department of Justice


Since 1996 CT Licensed REALTOR David Carr has represented buyers and sellers of real property in Southern Connecticut. David has the resources available to support your goals, backed with  hyper local market analysis 

Connecticut home sales and median prices statewide rose in March 2017

Connecticut home sales and median prices statewide rose in March, according to data from my Ct Assn of REALTORS, of which I am a member since 1996
.
There were 2,527 single-family units sold cross state last month compared to  2,404 sold in Mach 2016,

The median price ( not average)  was $237,000 in March 2017 , a 3.1 % increase  from $229,900 median price in March 2016.

Condo sales cross state increased 17.3 % in March 2017  to 697 condos  from 594 condos in March 2016.
The median (not average) sale price for sold condos went up  7.1 % to $151,000 compared to. $141,000 in March 2016.

You want to know what is happening in your market where you want to buy a specific style and price of property. I can help you understand your market with a Carr Bulls Eye Market Report.

Visit my website to contact me and learn how I can make you an expert in your market




Median is the central point of the set. In statistics, it is usually the number that occurs in the middle of a set of numbers. A description of the average can be in the median, some of the time, if it is considered as the most suitable way to describe the central tendency of a particular sample

Read more: Difference Between Average and Mean | Difference Between http://www.differencebetween.net/science/difference-between-average-and-mean/#ixzz4eybe8Jm1

CT 2017 Displays Economic Strength Locally & Globally

New CT Economic Review Shows How Well the State Compares Locally, Globally

By Kristi Sullivan, 860-571-6213 3/21/2017

The 2017 edition of the popular Connecticut Economic Review, produced by the Connecticut Economic Resource Center, Inc. and Eversource, is now available online and in print.
Used extensively for state business recruitment efforts both domestically and internationally, this 19th annual Connecticut Economic Review features facts about Connecticut’s economic landscape and comparisons to other states and countries in areas of talent, location, innovation, industries, resources and quality of life. Below are a few highlights of where Connecticut ranks:

• #1 in share of insurance employees across the U.S.
• #2 in most assets managed by state-headquartered hedge funds
• #3 in the U.S. for percentage of employees with advanced degrees
• #3 for national economic output per job
• #4 in the U.S. for private research & development investment per capita
• #4 in the nation for bioscience patents per capita
• #5 for quality of life in the U.S.

“Our research experts analyze key economic indicators to determine how Connecticut ranks against other regional, national and international locations,” said Robert Santy, CERC President and CEO. “It ultimately places Connecticut at the forefront for attracting investment and potential new business growth, which is consistent with the missions of CERC and the State of Connecticut.”
The report was produced with assistance from the Department of Economic and Community Development (DECD) and its marketing agency, Adams & Knight.
“For economic development professionals, the Connecticut Economic Review is invaluable for helping boost their efforts promoting Connecticut to the business community as a competitive location for their companies,” said Bart Kollen, DECD Deputy Commissioner and CERC’s Board Vice Chair.
The publication can be found online. To receive a hard copy of the publication, please contact 1-800-392-2122 or email info@cerc.com.

Connecticut near the top for 2017 Retirement Quality of Life

Bankrate's 2017 Best places for retirement places Connecticut near the top for culture, low crime, overall well being, senior services and health care. All the things we can't control are ranked higher than average here If you want a better quality of life and good schools look no farther. I have always loved the fact I can be on Killing ton, in the Catskills, Boston, Cape Cod, Nantucket, Long Island Beaches, the Jersey Shore or New York city all in less than three hours, not to mention local beaches, forests, and so many great recreational activities right in our state. Making Connecticut your home has more advantages than not, which is possibly why it costs more.. Employing David Carr as your Real Estate Agent put you at the top for experience and attention to detail. 

Crime 7 of 50

Culture 10 of 50

Well-Being 14 of 50

Senior Etc 17 of 50

Healthcare 21 of 50

Weather 30 of 50

National Rank 32 of 50

Cost of living 47 0f 50

Tax 49 of 50

The highest 2017 tax burdens were in Illinois, Nebraska, Wisconsin, New York, Rhode Island, Connecticut, Ohio, Michigan, Iowa and New Jersey.  In order to identify the states with the highest and lowest tax rates, WalletHub’s analysts compared the 50 states and the District of Columbia across four types of taxation, real estate tax, vehicle property tax, income tax and sales & excise tax.

http://www.bankrate.com/retirement/states-ranked-from-first-to-worst-on-retirement-2/

New way to connect and understand property

  

March 20, 2017  _NEW APP_. This week I am happy to provide

<http://www.homesnap.com/david-carr-1>      This app works great in your smart phone, tablet or desk top. It's confidential, secure and only between you and I. You can search any property a variety of ways and use geo maps to see whats right in the neighborhood you are in at the moment. Give it a try and let me know about your experience. I'm keeping it real, making it happen when the time is right for you.   

Metro New Haven Prices Stable March thru -Dec 2016

March 5, 2017 - The Carr New Haven Milford Metro Value Shelf©  was extended to five and a half years (66 months) as the FHFA HPI reported 178.97 ending Dec 30, 2016.  4Q2016 (Autumn)  is slightly above the 2Q2011 (Spring)  Value Shelf© Peak of 178.23, and one point under Summer (3Q2016)   While popular advertising says “It’s always the right time to buy real estate”,  the right time to buy is when there is a significant inventory supporting stabilized or appreciating values. The Carr New Haven Milford Metro Value Shelf© is defined as the range of 173-178, the 5 point range FHFA-HPI values have maintained for the past  66 months. ....Transaction volume increased over the same period, possibly signaling long view buyer confidence

FHFA-HPI"New Haven-Milford, CT" 35300 2016Q2 178.40 -1.41
FHFA-HPI"New Haven-Milford, CT" 35300 2016Q3 179.56 -1.37
FHFA-HPI"New Haven-Milford, CT" 35300 2016Q4 178.67 -1.43

New Haven, CT is the Best US City to launch a start-up

According to four main factors  : population, internet strength, cost of living and competitive salary. in  over 300 metro areas,  New Haven is ripe with the next generation of problem solving creative thinkers, and the best U.S. city to launch a startup.
  
http://www.verizonfiosdeals.com/right-click/news/top-tech-towns/

CT Municipal Workforce shows 10th largest USA Reduction

...

Connecticut’s local municipal workforce has been reduced 7.4 percent ending 2015 when compared with the peak employment year of 2005, according to a January 23, 2017 analysis published by Governing magazine.  The drop in local government employment is the 10^th largest in the country by percentage of workforce from 2005 thru 2015.

http://www.governing.com/topics/mgmt/gov-local-government-payrolls-employment.html

Warren Buffet likes Connecticut, maybe its time for you to make a move as well

Jan 18, 2017- Warren Buffet likes Connecticut, maybe its time for you to make a move in Connecticut Real Estate as well!

I am proud to now team with Berkshire Hathaway Home Services, the 2nd largest Real Estate organization in the USA, the emerging local and statewide leader in exceptional real estate services. I provide  market insight and transaction management for property buyers and sellers in  Metro New Haven-Milford,  downtown , suburbs and the shoreline. Now is a good time to search me online as David Carr REALTOR and visit my pages.

Feel free to have a phone conversation, write,  or plan a coffee walk. I like talking with people and finding out what they hope to achieve, when the time is right